Friday, 16 January 2026

 

Awake and Aware: Voices from Ground Zero in India’s Economic Reality”

India today projects powerful headlines — one of the fastest-growing major economies, with projected GDP expansion and global momentum. But behind these macro numbers lies a more complex, ground-level reality that many ordinary Indians live every day — where hope, struggle, skepticism, and courage coexist.

The Economic Landscape: Growth vs. Ground Reality

Official projections and global watchdogs forecast India’s economy growing steadily around 6.5–7.2% in fiscal 2026 — impressive in global terms.
Yet growth statistics don’t always translate into lived improvements for households at the grassroots. Challenges persist:

  • Rise in unemployment / underemployment: Millions still struggle to find stable, decent jobs — especially outside formal sectors.

  • Informal workforce vulnerabilities: Around 90% of India’s workers are in informal jobs without social security or guaranteed wages.

  • Sluggish investment and private job creation: Without significant industry expansion, fresh opportunities remain limited.

  • Household financial strain: Savings rates are down and consumer debt is rising, squeezing families’ ability to invest in health, education, or new ventures.

This reality means everyday Indians often juggle wage insecurity, rising costs, credit pressure, and limited safety nets — even while macro data suggests resilience.

Awake and Aware: A New Generation of Voices

Across towns and villages, an emerging subculture refuses to stay silent. People are increasingly aware of the gaps between official promises and lived conditions, and they’re vocal about it:

  • Youth questioning job markets: Graduates and young workers aren’t just looking for jobs — they want meaningful work with dignity and security.

  • Farmers and rural citizens are debating whether policies truly protect them or simply shift burdens. Recent changes to employment guarantees have ignited strong grassroots criticism.

  • Citizens are debating why rapid GDP growth doesn’t immediately uplift local incomes or guarantee better facilities like drinking water, quality healthcare, or schooling.

This awakening is not negative — it’s critical realism: an honest acknowledgment of where things stand, paired with a desire to improve.

What “Awake and Aware” Really Means on the Ground

Being “awake and aware” isn’t pessimism. It’s:

  1. Seeing beyond slogans — understanding that growth figures don’t erase daily struggles.

  2. Demanding accountability — citizens increasingly question policies that don’t reflect their realities.

  3. Aspiring for dignity — education, employment, safe workplaces, digital access, and mobility matter deeply.

  4. Voicing expectations boldly — from city slums to rural panchayats, people want policies that protect and uplift. 

  5. Fearless Voices and Direct Truths

This awakening sparks honest dialogues:

  • Why does rural India still feel left behind despite growth headlines?

  • Why are jobs not keeping pace with population growth?

  • How can inflation, even if controlled officially, hit pocketbooks through unpredictable food or utility costs?

  • Why do regional disparities persist?

Such questions aren’t just rhetorical — they reflect a population asserting its rights, needs, and aspirations.

 Between Hope and Hard Reality

Yes, India’s economy still shines on global charts. Its young demographic potential, entrepreneurial energy, and resilience are real strengths that experts highlight when forecasting long-term growth.

But on streets, in workplaces, and in villages, being awake means expecting more than promise — it means demanding results, fairness, and dignity. It means recognizing the disparities and pushing for solutions that lift millions, not just contribute to impressive statistics.

What Being “Awake and Aware” Signals?

Awake and aware Indians aren’t passive. They:

  • Understand economic shifts and their limits.

  • Speak up about inequalities and unmet needs.

  • Seek real opportunities, not just optimistic projections.

  • Blend motivation with truth — striving for growth that reaches every citizen.

This spirit — bold, honest, and grounded — is exactly the voice your channel can amplify: fearless, entertaining, real, and rooted in everyday India.


Tuesday, 15 August 2023

 कब बोलोगे! क्या बोलोगे!

संसद में अब जंग छिड़ी है

मौन साधना कब तोड़ोगे

कब बोलोगे! क्या बोलोगे!

मणिपुर कब से धधक रहा

बांध सब्र का टूट रहा है

अस्मत लुटने बालों पर ही

कहर ढहा कर वर्वादी 

कब तक देखोगे 

कब बोलोगे! क्या बोलोगे!......१

रोज़गार और महंगाई पर

काबू पाना कब सोचोगे

संसाधन को मुफ्त लुटाना

नेहरू को दोषी ठहराना

बीस हजार करोड़ किसके हैं

राज जुबा से कब खोलोगे .......२

कब बोलोगे! क्या बोलोगे!

भ्रष्टाचार पर शोर मचाना

और भ्रष्टों को शपथ दिलाना

बहुमत की सरकार गिराकर

जनाधार को धता बताकर

कितनी पार्टी और तोड़ोगे .......३

कब बोलोगे! क्या बोलोगे!

बेटी पढ़ाओ, बेटी बचाओ

भगवा से अस्मत लुटवाओ

ब्रजभूषण, टेनी मिश्रा के 

कब बुलडोजर घर मोड़ोगे 

 कब बोलोगे! क्या बोलोगे!......४

लोकतंत्र का ढोंग रचाना

बहरुपिए का रोल निभाना

प्रतिद्वंद्वी को जमींदोज कर

निष्कंटक साम्राज्य बनाना

दंगो की साज़िश रचाकर

देशप्रेम का ढोंग दिखाना, कब छोड़ोगे

कब बोलोगे! क्या बोलोगे!......५

संस्थाओं पर कब्जा करना

विपक्षियों पर शिकंजा कसना

न्याय नीति की बातें करना

नये नये जुमलों का गढ़ना

नफ़रत की फसलें उगबाना

झूठी छवियों का चमकाना

कब छोड़ोगे, क्या बोलोगे ......५

कब बोलोगे! क्या बोलोगे!

महंगाई पर बात न करना

रोज़गार की बात न सुनना

शैल कम्पनी के स्रोतों का नाम छुपाना

पार्टी के दागी चेहरों को अभयदान दे

संसद से गायब हो जाना

कब छोड़ोगे, राज दफन हैं कब खोलोगे ....६

कब बोलोगे! क्या बोलोगे!

पुलवामा का सच बतलाओ

आरडीएक्स का स्रोत बताओ

ज़िम्मेदारों के नाम गिनाओ

हमले में  जो गुनाहगार थे

फांसी के फन्दों तक पहुंचाओ 

नाकामियों के लिए देश से माफी मांगो

यक्ष प्रश्न के उत्तर दो, मुंह कब खोलोगे .....७

कब बोलोगे! क्या बोलोगे!














कब बोलोगे! क्या बोलोगे!

संसद में अब जंग छिड़ी है

मौन साधना कब तोड़ोगे

कब बोलोगे! क्या बोलोगे!

मणिपुर कब से धधक रहा

बांध सब्र का टूट रहा है

अस्मत लुटने बालों पर ही

कहर ढहा कर वर्वादी 

कब तक देखोगे 

कब बोलोगे! क्या बोलोगे!......१

रोज़गार और महंगाई पर

काबू पाना कब सोचोगे

संसाधन को मुफ्त लुटाना

नेहरू को दोषी ठहराना

बीस हजार करोड़ किसके हैं

राज जुबा से कब खोलोगे .......२

कब बोलोगे! क्या बोलोगे!

भ्रष्टाचार पर शोर मचाना

और भ्रष्टों को शपथ दिलाना

बहुमत की सरकार गिराकर

जनाधार को धता बताकर

कितनी पार्टी और तोड़ोगे .......३

कब बोलोगे! क्या बोलोगे!

बेटी पढ़ाओ, बेटी बचाओ

भगवा से अस्मत लुटवाओ

ब्रजभूषण, टेनी मिश्रा के 

कब बुलडोजर घर मोड़ोगे 

 कब बोलोगे! क्या बोलोगे!......४

लोकतंत्र का ढोंग रचाना

बहरुपिए का रोल निभाना

प्रतिद्वंद्वी को जमींदोज कर

निष्कंटक साम्राज्य बनाना

दंगो की साज़िश रचाकर

देशप्रेम का ढोंग दिखाना, कब छोड़ोगे

कब बोलोगे! क्या बोलोगे!......५

संस्थाओं पर कब्जा करना

विपक्षियों पर शिकंजा कसना

न्याय नीति की बातें करना

नये नये जुमलों का गढ़ना

नफ़रत की फसलें उगबाना

झूठी छवियों का चमकाना

कब छोड़ोगे, क्या बोलोगे ......५

कब बोलोगे! क्या बोलोगे!

महंगाई पर बात न करना

रोज़गार की बात न सुनना

शैल कम्पनी के स्रोतों का नाम छुपाना

पार्टी के दागी चेहरों को अभयदान दे

संसद से गायब हो जाना

कब छोड़ोगे, राज दफन हैं कब खोलोगे ....६

कब बोलोगे! क्या बोलोगे!

पुलवामा का सच बतलाओ

आरडीएक्स का स्रोत बताओ

ज़िम्मेदारों के नाम गिनाओ

हमले में जो गुनाहगार थे

फांसी के फन्दों तक पहुंचाओ 

नाकामियों के लिए देश से माफी मांगो

यक्ष प्रश्न के उत्तर दो, मुंहक कब खोलोगे .....७

कब बोलोगे! क्या बोलोगे!















Monday, 28 December 2020

How to save money by Insurance

 How to Save Money by Insurance Policies

Friends do you know why we need money to save for your future. Suppose your life is running smoothly, sudden you fell ill and went to a doctor, first of all he will ask about your problem and understand about your illness and prescribe you medicines accordingly. If you don't get relief in 1-2 days, he advised a few body check-ups and wait for the test reports. You know these days a child of 3 years could have blood sugar, lack of vison, hole in heart, club feet and many more. Heart attack, liver & kidney failure, stone, cancer, are some common diseases. Treatment of these diseases is very costly and risk of life is always being after spending lots of money. Sometimes patient dies after  or 2 years time interval. In this case families of these patients were ruined in saving the life and financial loss  as well. Suppose your family have a medi-claim policy you can save yourself  at least with money. In the same way if the person who had have passed away due to illness having a Life Insurance policy of a big sum assured can get money for the survival of your whole family and educate your children and a dream of success of them may become true  either you were alive or not alive on that time. In the same way if you have up to date your vehicles, shops, factories, go-downs, machines then you can save yourself with fire, theft, damage of any type, tear & fear of any loss generated during the covered tenure. Some important points are given here under to keep in minds to every proposer while purchasing a LIC policy: 

  • Plan your goal for which purpose do you wanted to purchase the policy like children's education, marriage, self-retirement, foreign tour, etc.,
  • Understand policy detail which is suitable for you & your family for the purpose of of  investment.
  • Make a budget you can easily save every month from your expanses so that during difficult time you can manage your responsibility. Never choose a plan which may not continue by you for a long time and difficult to pay heavy premium.
  • Purchase a policy which have a feature of premium web-off benefits (PWB) in case of any mishappening. So that your family can get survival benefits up to 10 years or or till maturity and further premiums will be waved off as the case may be. So, extra burden on your family will not suffer them.
  • Take a maximum tenure plan which enhance your bonus, final additional bonus and over all maturity benefits too.
  • Take policy which have risk of life times. Generally plans have risk up to an age of 70 years of policy holders. So you need to choose the option of up to 100 years. 
  •  Carry plan at least 3 years so that if you are not capable to run it more do leave as is till maturity then you will get interest on it, instead of surrender the policy or took a lone on your deposited money for the difficult or crucial time @9.5 percent per annual rate of interest.
  • Took a policy at an early age as possible like after 3 months of birth or 18 years as it will have a very low premium.
  • Make sure you need the insurance in your old age that means it must be continue at the the age around 70 years.  
  • You may re-invest your maturity amount into pension plan and get pension monthly/Quarterly/half-yearly or annually mode of payment and your spouse can also get pension after you will not survive not only this your children can get the full sum insured you invested in the form of return of purchase price.

  • You may also choose immediate and deferred pension scheme but always choose deferred because it gives you 10% increase in the sum assured every year and return of purchase price to your legal heir.  
  • Health Insurance
  • While taking Health Insurance you need to keep the following points in your mind:
  • If you are an employee of any Multinational Company(MNC's) or top listed companies always purchase a Corporate Policy  rather than an Individual policy. Corporate policy gives you more benefits than an individual policy.
  • Your policy must have Cashless facility. Pay attention towards diseases covered and waiting period for pre-existing diseases, maternity, vaccination of infants provided by Insurance company, pre- and post-hospitalization, TPA's claim settle record and every detail of policy document for do's and don'ts and diseases covered or not covered.
  • In case of hospitalization always admit in a network hospital and immediately informed to your agent/TPA/Insurance company about the same and wait for cashless approval. Until or unless you don't get an approval do not start treatment. Sometimes TPA sends an email saying, " We will reimburse it as per our terms & Condition" means it's not necessary he will pass your claim or it will be rejected. 
  • In case of reimbursement submit Discharge summary and original copy of all bill bills of medical examinations and medicines with policy copy, proof of identity (Adhaar card, voter card, PAN card, Passport), cancelled cheque and number of copies attached within 20 days of discharge. Do not forget to keep photocopy of all attached copies with as these may required in future correspondence.
  • If Insurance company/TPA rejected the claim you may go to Ombudsman which is a mediator and will take 14 days to resolve the dispute.
  • In case you are not satisfy with the decision of Ombudsman you may go to Consumer District, State or Country level as per prescribed limits.
  • These days a Health Recharge, AccidentCare, CritiCare, HospiCash, Health Pulse, GoActive, Health Reassure, plans are running which gives you more benefits. But before purchase a policy understan every detail and short out your queries only then you might purchase it.
  • Vehicle Insurance  and General Insurance 
  • Always purchase a cashless policy and try to took a Zero Depreciation policy for the vehicles up to age 1-5 years, Personal accident cover up to maximum limit, Driver-Owner Personal Accident, Legal Liabity, Engine protected, Invoice Protected, etc., need to understand clearly with your agent or broker.
  • A discount of 60-80% available on OD premium depends on company to company portfolio as per vehicle's age.
Some links are given here to know you more about your satisfaction:
https://www.niconline.co.in
https:// www.maxbupa.com
https://www.licindia.in


If this information is helpful to you. Please like, share & comment on my blog.
If you would like to know something more about Insurance then please send your view on which topic of Insurance I have to write an article.
You can easily reach to us with my blog, website, email or by phone.
Contact: 9810892397/8920565778
yadav.kushalpalsingh@gmail.com;
fffwealthplusindia2021.wordpress.com;
healthplusindia2020.wordpress.com

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Sunday, 27 December 2020

How to make money by MLM


HOW TO MAK E MONEY BY MLM ?

INTERNATIONAL MARKETING CORPORATION PVT LTD.




Friends during the time when 60-70 lakh people lost their job due to demonetization, GST and Covid-19. I'm also one of among them. Friends without a job how is your families getting bread and butter is a big problem against you. So, I'll tell you that how you make money to educate your children, and your other daily requirements. You can join any Multilabel Marketing Company (MLM) which do not charge any money for joining. You have to make your team of such needy people who are committed to doing hard work, goal oriented and have leadership qualities. These MLM companies are future of India and generating a revenue of 65000 crores and more. An important fact of these companies is that you just use the products of these companies which will looking your costly in beginning but when you make your team and its working according the guidance of your uplines or seniors you may earn unlimited money. As you were supported by your upline in the same way you have to support to your down lines or juniors because your success depends upon how strong is your team. The benefits of earnings comes from bottomed members of each team to the top level members of your team in the form of commission and rewards like discount on MRP, Bonus, Leadership Bonus, House Fund, Car Fund, Travel Fund, Foreign Tour and many others heads of earnings. If you will do hard work   your lifestyle become definitely splendor as you never think in your dreams.  
 
 WORK FLOW:                                                                                         
  • UNDERSTAND THE PLAN
  • BUILD YOUR TEAM
  • SUSPECTING
  • PROSPECTING
  • PRESENTATION
  • PROBLEM SOLVING
  • FOLLOW-UP
  • SUCCESS IN YOUR LIFE

In this business you have to support to your downlines to become them successful means you will also became the same. So, everybody works for each other. Mutual dependency is the key of success of whole team throughout top to bottom. So, always make stronger to your bottom like a root of a tree as big and stronger as its roots. First of all you have to make you stronger to yourself and your family by using these products which are on available for you on the Distributor Price (DP) having an applicable discount of 10-40% on source and a business volume created on every purchased product as per company's rule. This accumulated business volume gives you a performance bonus around 3-4 day of every month in your A/c after deducting TDS or GST as applicable. After then you have tell to your friends, relatives, neighbors and collogues about these products and say to use them. When they got relax or benefits to make their families healthier than earlier and some diseases like blood pressure, sugar, Asthma, cough, rashes, pimples, arthritis, fatness, joints and other pain , feel better by using these products and have your own experience, may join the Company as an Associate.


HOW IMC Business is different from other MLM companies?     
IMC is Ludhiana based company and its joining is free of cost. Company was founded by Dr. Rajat Bhatia in 2007. Its founder Chairperson is Mr. Rajat Bhatia and Managing Director is Mr Satyam Bhatia. Other MLM companies have a fee of Rupees 10000/- to 40000/- while we have no joining fee. Other companies starts paying 5, 7, 11, 15%.........% while our company starts from 10, 20, 25, 30, 35, 39, 41, 43, 47% to 86% as performance bonus and other funds to its associates as per company's policy. 



 Finance / Loan क्या है? Finance / Loan Kya Hai? Finance या Loan वह राशि होती है जो कोई बैंक या वित्तीय संस्था (Financial Institution) किसी ...